I started with a photo of a peony, and came up with the border tile after applying a kaleidoscope filter, then finished with a colorized pearl.  The background tile is a sample from the border tile after a little more manipulation. Font: Novella

This is a triple table design, so if you're not quite sure how to set it up, check the source code, or send me an email.  Roxy's Renditions has a great tutorial on nested tables.

Please note:  I retain all rights to  images of my work.  They are not to be included in any publications (print or electronic) without my permission.  My graphics and backgrounds are not to be used for any commercial sites without prior arrangements for compensation, or included in any collections, without my written permission.  You may take a copy of my backgrounds or sets for use on a personal homepage, but I require a credit on the same page & a link back.   Here's a logo you can use, and the link:  http://cmmartin.net/